For any person entering the investment arena, the hardest thing is getting started. Saving that first amount to get your foot in the door. Whether you are interested in share or property investment you have to have your budget in order first. The number one thing I hear from client’s is that they just don’t have any spare money after paying all the bills, while in some cases this may be true, in most you can find savings somewhere. However, ...Continue Reading →
Wow, what a turbulent start to 2016 we’ve had for the share market world wide.
A combination of unexpected events in China, the Middle East and North Korea prompted sharp sell-offs in share markets.
While the Chinese sharemarket and currency stabilised a bit on Friday and US jobs data was positive, investor nervousness remained, pushing Eurozone shares down another 1.7% ...Continue Reading →
Living week to week should be a thing of the past by the time you reach your thirties. We recommending trying to build up a 3 month emergency fund for emergencies to stop you resorting to credit or worse still, your parents to help with unforseen expenses. This can be hard but start small and build up. You will get there, and you will ...Continue Reading →
You are going to a Financial Planner to help take your life to the next level through your finances, why would you take advice off someone who doesn’t take their own? Whatever investment strategy you are looking at taking to build wealth make sure you ask your Financial Advisor if they do it too. If you are looking to invest in property or shares, look for ...Continue Reading →
Just like New Years resolutions (Hopefully these you keep) you should annually make time to review the financial goals you have set for yourself, see how you are tracking with last years goals, and set new goals for the next year. This is about making yourself accountable and make sure you are always moving forward, life changes, so do your financial goals, which is why you should review these regularly.
Hopefully you have some ...Continue Reading →
When you buy an investment property one of the first jobs you should do once the property has settled is organise a quantity surveyor to come do a depreciation schedule for you. At a cost of about $600 this is a worthwhile investment. A depreciation schedule will outline the amount ...Continue Reading →
To tackle this question, you’ll want to first get a handle on just how well this particular investment is performing relative to other assets.
A common question we get asked is; when to fix your interest rate?
Although the answer to this may vary for different peoples risk tolerance and attitude to debt, the message behind it is clear.