Tips for buying your first home

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What tips do you have for people starting on their search?

Pay off bad debt first- Do you have credit cards or personal loans? Not only do these hinder your ability to borrow they will also kill your cashflow once you get in the new house. If possible, google the debt snowball method and spend a few months clearing as much bad debt as possible. Remember, it will only get harder to pay off bad debt once you are in your ...

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Market Update November 2018

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Market Update- By Sarah (Rogers) Stow

I have had a few clients asking me lately if they should be worried about what is happening in the share market and whether they should be doing anything about it.

I thought it would be a good time now to send a market update out to everyone.

 

What’s happening with the share market

October was a hard month for shares with Global share prices dropping 6.8% and Australian shares dropping 6.1% which was the biggest loss we’ve ...

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The benefits of using a buyer’s agent- By Miriam Sandkuhler

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miriam (002)

If you have been considering buying an investment property or home, this question may have been one of the first to come to mind. While you can always choose to conduct the research, selection, purchasing and negotiation on your own, it may not always be the best option. This is especially true if it’s your first time purchasing property.
Much like property investing ...

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Honey, leave your wallet at the door- 7 tips to consider before sharing finances

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Honey, leave your wallet at the door.

7 Tips to consider before sharing finances.

What a romantic notion, sharing finances, that’s how you know you are really in love, right? Wrong, but for some people sharing finances is almost a validation of their relationship, something to prove they’ve reached that amazingly loving point where what’s hers is hers, ...

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Government Announces changes to super reform proposals from the 2016/2017 budget

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In a press release issued yesterday, the Government announced a number of changes to three key Federal budget proposals for super reform that we have been waiting patiently to hear about. Perhaps the most significant change announced today is that the Government will not be proceeding with the proposed $500,000 lifetime non-concessional contribution (NCC) limit – but instead will reduce the existing NCC limits from 1 July 2017. Hallelujah! This was going to be a nightmare to monitor and assess for ...

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Brexit- Britain votes to leave the EU

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The news we have been waiting for has been announced… Britain has voted to leave the European Union.

72% of the British people voted, out of those votes 51.9% voted to leave.

The first thing to know though, is Britain won’t be leaving immediately. There is a process. Sources say that it could take up to 2 years for the process to complete.

During the campaign David Cameron insisted he would not resign as the prime minister if there was a leave vote, ...

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End of Financial Year Checklist 2015/2016

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Another financial year is about to wrap up. We’ve put together a few useful tips for you to make sure you are taking advantage of any cost saving strategies.

 

Transition to Retirement/Salary Sacrificing

  • If you are currently doing a transition to retirement strategy or salary sacrificing to the limit. Please note, there is proposed changes to the concessional contribution cap to $25,000 that will come into effect from July 1. We will be in contact with all clients affected. This will be after ...
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Outstanding New Business Finalists- Albury Wodonga Chamber Business Awards

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Wow, the whole team at Profolio is in celebration mode thanks to the recent announcement that we are finalists in the Albury Wodonga Chamber Business Awards, under the category Outstanding New Business.

We strive to be the best and offer our clients the best service possible. This is constantly developing and evolving and we look forward to our plans we have for the future.

Thank you to all of our clients that work with us, and help our business grow, without you, ...

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New office opening night

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Opening night celebrations

On the 11th of May we welcomed friends, family, and most importantly clients to celebrate with us our new office opening at 552a Stanley Street, Albury NSW.

Thank you to everyone that was able to make it. We were overwhelmed by the turn out.

Just to share with you all a brief history of our movements to here.

When Profolio first began in 2015 we worked part from home, and partly from Nexsys accounting office with Vicki Moran. ...

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