The risk profile of a property investor

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If you’ve ever been to see a Financial Planner before, chances are you’ve heard the term risk profile been thrown around, but what does that mean for a property investor? We have a different risk profile that we use for property investment through our property investment arm of the business.

Knowing and understanding your risk profile, is one of the single most important steps you can take before you invest, it is crucial.

What it means is how you feel about risk. It ...

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The Proposed Negative Gearing Changes and what they mean to Albury Wodonga Investors

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The big news for this week! Negative Gearing potentially scrapped on existing dwellings.

In case you haven’t heard, Bill Shorten leader of the Australian Labor Party (the ALP) has announced a proposed reform to the negative gearing tax concession presently available in Australia.

Should the ALP win the next federal election and pass its proposed reform through Parliament, then from 1 July 2017 investors will only be allowed to negatively gear brand new properties. Also included in the reform package is a proposed reduction in the Capital Gains Tax discount from 50% to 25%, for property ...

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5 Ways to Start Saving Money Now

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For any person entering the investment arena, the hardest thing is getting started. Saving that first amount to get your foot in the door. Whether you are interested in share or property investment you have to have your budget in order first. The number one thing I hear from client’s is that they just don’t have any spare money after paying all the bills, while in some cases this may be true, in most you can find savings somewhere. However, ...

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4 Fatal Mistakes People Make When Choosing A Financial Planning Company!

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1. Choosing a Financial Advisor that doesn’t invest in the investments they recommend to you

You are going to a Financial Planner to help take your life to the next level through your finances, why would you take advice off someone who doesn’t take their own? Whatever investment strategy you are looking at taking to build wealth make sure you ask your Financial Advisor if they do it too. If you are looking to invest in property or shares, look for ...

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10 ways to Spring clean your Finances!

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  1. Set your yearly financial goals

Just like New Years resolutions (Hopefully these you keep) you should annually make time to review the financial goals you have set for yourself, see how you are tracking with last years goals, and set new goals for the next year. This is about making yourself accountable and make sure you are always moving forward, life changes, so do your financial goals, which is why you should review these regularly.

  1. Review your budget

Hopefully you have some ...

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